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$300 TD Bank Bonus
Looking for an easy bank bonus without jumping through a million hoops? TD Bank is currently offering up to $300 when you open a new checking account and complete qualifying direct deposits.
Option 1: TD Complete Checking — $200 Bonus
You can earn a $200 bonus when you:
Open a new TD Complete Checking account
Receive at least $500 in qualifying direct deposits
Complete the direct deposit requirement within 60 days of opening the account
The account has a $15 monthly fee, but it can be waived in several ways, including receiving qualifying direct deposits.
Option 2: TD Beyond Checking — $300 Bonus
Want the bigger payout? The TD Beyond Checking account offers a $300 bonus when you:
Open a new TD Beyond Checking account
Receive at least $2,500 in qualifying direct deposits
Complete the requirement within 60 days
This account comes with a $25 monthly fee, though TD offers multiple ways to waive it, including maintaining certain balances or qualifying direct deposits.
Important Eligibility Rules
You may not qualify if:
You currently have a TD personal checking account
You closed a TD checking account within the last 12 months
You previously received a TD checking bonus
Qualifying direct deposits generally include payroll, pension, or government benefit payments. Transfers between banks or person-to-person payments typically do not count.
When Does the Bonus Post?
TD says bonuses can take up to 180 days from account opening to arrive, although some customers report receiving them sooner.
Bonus Joe Take
The $200 TD Complete Checking bonus is the easier play for most people since the direct deposit requirement is relatively low. If you already receive larger payroll deposits, the $300 TD Beyond Checking offer may be worth the extra effort.
The biggest downside is the potentially long wait for the bonus payout, so this one may require a little patience.
Check out the full offer details here:
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American Goldfinch. Photo: Megumi Aita/Audubon Photography Awards
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Rakuten Bonus: Easy $50 for Online Shoppers
If you already shop online, Rakuten is one of the easiest ways to score free money.
Here’s the current offer:
Sign up at Rakuten - completely free.
Spend at least $50 at participating stores through Rakuten within 90 days
You get $50
How it works
Rakuten is a cashback shopping portal that pays you extra cash back when you click through their site, browser extension, or app before shopping online.
The referral bonus stacks on top of the normal cashback you’d already earn.
Example:
Buy $50 worth of something you already planned to purchase
Earn the normal Rakuten cashback
Get an additional $50 referral bonus after the purchase qualifies
That effectively turns a regular online purchase into a heavily discounted — or nearly free — order.
Important details
The purchase must qualify for Rakuten cashback
Your total qualifying purchases must reach at least $50 within 90 days
Returned or canceled purchases usually won’t count
Bonuses are generally paid within about 60 days after the qualifying purchase is confirmed
Bonus Joe Take
This is one of the rare bonus offers that:
Requires very little effort
Doesn’t involve a bank account or credit inquiry
Can stack with credit card rewards and sales
If you already buy things online from stores like Walmart, Nike, Best Buy, or Macy’s, this is a pretty easy way to grab an extra $50.
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Until next week,
Joe
