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Wells Fargo $325 Checking Bonus

If you’re looking for an easy bank bonus, Wells Fargo is currently offering a $325 checking account bonus for new customers who open an eligible Everyday Checking account and complete qualifying direct deposits.

Compared to many other bank bonuses, this one is fairly straightforward and doesn’t require keeping a massive balance in the account.

Current Wells Fargo Bonus Offer

New customers can currently earn:

  • $325 cash bonus

  • Open a new eligible Everyday Checking account

  • Receive $1,000 or more in qualifying direct deposits within 90 days

  • Bonus is typically paid within 30 days after completing requirements

The offer is currently scheduled to expire on July 14, 2026.

How to Earn the Bonus

The process is pretty simple:

  1. Open a new Wells Fargo Everyday Checking account using the promotional offer page

  2. Set up qualifying direct deposits totaling at least $1,000 within 90 days

  3. Keep the account open and in good standing

  4. Receive the $325 bonus payment after qualification requirements are met

According to Wells Fargo, qualifying deposits can include:

  • Payroll direct deposits

  • Government benefits

  • ACH deposits

  • Certain instant payment networks and debit-card-based electronic credits

Is It Worth It?

For people already planning to switch direct deposits or open a new checking account, this is a solid nationwide bank bonus opportunity.

A $325 payout for completing:

  • one new account opening,

  • and $1,000 in direct deposits

is competitive compared to many other large national bank offers currently available.

You can view the official Wells Fargo offer page here:

Rakuten Bonus: Easy $50 for Online Shoppers

If you already shop online, Rakuten is one of the easiest ways to score free money.

Here’s the current offer:

  • Sign up at Rakuten - completely free.

  • Spend at least $50 at participating stores through Rakuten within 90 days

  • You get $50

How it works

Rakuten is a cashback shopping portal that pays you extra cash back when you click through their site, browser extension, or app before shopping online.

The referral bonus stacks on top of the normal cashback you’d already earn.

Example:

  • Buy $50 worth of something you already planned to purchase

  • Earn the normal Rakuten cashback

  • Get an additional $50 referral bonus after the purchase qualifies

That effectively turns a regular online purchase into a heavily discounted — or nearly free — order.

Important details

  • The purchase must qualify for Rakuten cashback

  • Your total qualifying purchases must reach at least $50 within 90 days

  • Returned or canceled purchases usually won’t count

  • Bonuses are generally paid within about 60 days after the qualifying purchase is confirmed

Bonus Joe Take

This is one of the rare bonus offers that:

  • Requires very little effort

  • Doesn’t involve a bank account or credit inquiry

  • Can stack with credit card rewards and sales

If you already buy things online from stores like Walmart, Nike, Best Buy, or Macy’s, this is a pretty easy way to grab an extra $50.

Slow Money

Slow Money

Slow finance for fast times. A weekly newsletter about building personal-finance knowledge for beginners. Every Tuesday at 10:00, in English and Dutch. Written by Jonas Althuis.

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