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Buy Now, Pay Later Is a Loan: The Guide Your Checkout Page Won't Give You

Aug 22, 2026

•

6 min read

Buy Now, Pay Later Is a Loan: The Guide Your Checkout Page Won't Give You

Klarna and Afterpay aren't evil. They're just not on your team. Here's how "4 easy payments" really works — and the rules that keep it from owning your paycheck.

Jason Keeley
Jason Keeley

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